Terms of Service

By accessing and using 3CLICKSLENDING (threeclickslending.com), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, please do not use our website.

3CLICKSLENDING is an online service that connects consumers with third-party lenders and financial service providers. We are not a lender, loan broker, or agent for any lender. We do not make credit decisions, issue loans, or handle loan repayments. Our service is provided on an "as-is" and "as-available" basis.

Using our service does not guarantee that you will receive an offer from a lender. The availability of offers depends on your creditworthiness, state of residence, and lender criteria.

To use our service, you must:

• Be at least 18 years of age.
• Be a legal resident of the United States.
• Provide accurate, truthful, and complete information.
• Have a valid email address and phone number.

Availability of offers varies by state. Residents of certain states may not be eligible for all amounts or terms.

The Annual Percentage Rate (APR) associated with any offer will be disclosed to you by the lender at the time of presentation. Rates range between 5.99% to 35.99%. Repayment terms range from 61 days to 72 months.

For a $2,500 loan over 12 months at 24% APR, the total repayment is $2,840.88 with monthly payments of $236.74.

Not all applicants will qualify for the lowest rate. Your actual rate and terms depend on your creditworthiness, income, and the lender's underwriting criteria.

By using our service, you consent to receive disclosures, notices, and communications electronically. This includes but is not limited to:

• Email communications regarding your request and offers.
• SMS text messages for follow-up and verification.
• Phone calls from lenders and representatives.
• Electronic copies of agreements and disclosures.

You acknowledge that electronic communications satisfy any legal requirement that such communications be in writing. You may withdraw your consent to electronic communications at any time by contacting us.

You agree to:

• Provide accurate and current information at all times.
• Not use the service for any unlawful purpose.
• Not attempt to disrupt or interfere with the service.
• Not use automated systems (bots, scrapers) to access the service.
• Not impersonate any other person or entity.

All content on this website, including text, graphics, logos, and design elements, is the property of 3CLICKSLENDING and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, 3CLICKSLENDING SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US, IF ANY, FOR USING THE SERVICE.

Any offer you receive comes from a third-party lender, not from 3CLICKSLENDING. Each lender has its own terms, conditions, and policies. You should carefully review the lender's terms before accepting any offer. 3CLICKSLENDING is not responsible for the actions or terms of any lender.

Your use of our service is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. By using the service, you consent to the data practices described in our Privacy Policy.

We reserve the right to modify these Terms at any time. We will post updated Terms on this page and update the "last updated" date. Your continued use of the service after any changes constitutes acceptance of the modified Terms.

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts of Los Angeles County, California.

If you have questions about these Terms, please contact us:

• Email: support@threeclickslending.com
• Phone: +1 (888) 325-4258
• Address: 100 S. Main Street, Suite 500, Los Angeles, CA 90012